Why Do I Need Critical Illness Insurance?
The onset of a serious illness can turn the world upside down for you and your family. Suffering from a heart attack, stroke, orother debilitating condition can take weeks, if not months to recover from, or even leave you permanently unable to work. And the expenses involved can be astronomical.
Most healthcare plans will only cover a portion of the medical costs and come with out-of-pocket costs likes deductibles and co-pays. Additional expenses such as prescription drugs and out-of-network specialists can leave you stuck with thousands of dollars in medical bills. While those bills pile up, you still have to pay the mortgage, utilities, and put food on the table.
The unfortunate reality is that, each year, more and more Americans are stricken with a critical illness. Considering the physical—and financial—toll associated with these conditions, you have to ask yourself, am I prepared for the worst?
With a supplemental Critical Illness Insurance plan DFW Mortgage Protection, you can confidently answer “Yes” to that question. We will keep your family covered should a life-threatening illness or condition strike. Benefits from the policy will be paid in full upon diagnosis of a covered condition. The money goes directly to you and can be used without restrictions to pay for things such as: